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Preparing Your Finances & Credit for Holiday Shopping

Preparing Your Finances & Credit forHoliday Shopping Over the last few weeks, I've seen several articles, both in print and online, suggesting ... that if you plan on doing holiday shopping this...

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Does it Still Make Sense to Refinance MY Mortgage?

 Does it Still Make Sense to Refinance MY Mortgage?Recently, in just one short sitting, I read headlines touting a rise in refinance activity due to mortgage interest rates ticking downward ...  During...

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Safety Tips for Holiday Store Shoppers

Safety Tips for Holiday Store ShoppersBrrrrrrr!  Last night's drop in temperatures reminds me ...  the Holidays are just around the corner!  And of course, that means holiday commercials are running...

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What Happens at a Residential Purchase Mortgage Closing?

What Happens at a Residential Purchase Mortgage Closing?If you're a first-time homebuyer or just someone that hasn't financed a home in a while, you might wonder ... "What happens at a home purchase...

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Did You Put Your Search For a Home on Hold?

Did You Put Your Search For a Home on Hold?The year 2021 certainly proved to be a challenging one for those seeking homeownership ...  Last year's housing market was fiercely competitive across much of...

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How to Keep Kids Safe When Building Snow Caves and Tunnels

How to Keep Kids Safe When Building Snow Caves and TunnelsAs I write this post, I just know that my 3 grandkids are out enjoying the bright sunshine playing in the deep snowfall the Chicagoland area...

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What is a Lender? What is a Loan Servicer?

 What is a Lender?  What is a Loan Servicer?No doubt about it, there's a large amount of information for borrowers to digest throughout their mortgage process ...  From the first conversation with...

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NO COST Mortgage Loans - Are They Real?

  NO COST Mortgage Loans - Are They Real? Is there such a thing as a leprechaun?  A unicorn?  Or how 'bout ... Is there such a thing as a "NO COST Mortgage Loan"?  It's a question I hear often as a...

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Retirement Ahead? Thinking About a Second Home? NOW is the Time to Finance!

Retirement Ahead?  Thinking About a Second Home?NOW is the Time to Finance!Are you hoping to retire soon?  Or thinking that buying a second home would be nice?If your plan is to retire in the next few...

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It's Spring and Tax Reserves Time in Illinois. What That Means for Home Buyers

It's Spring and Tax Reserves Time in IllinoisWhat That Means for Home Buyers It's Spring ...And that means the trees will soon be blooming, the grasses greening, birds will be returning from warmer...

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How to Remove Private Mortgage Insurance Without Refinancing

How to Remove Private Mortgage Insurance Without RefinancingAre you a homeowner with a mortgage that currently has  PMI ... Private Mortgage Insurance?  If so, you may qualify to have your PMI monthly...

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Rate Locks in a Quickly-Changing Housing Market

Rate Locks in a Quickly-Changing Housing MarketEver hear the old saying, "Timing is everything"? Well, it's true, especially for borrowers financing a home in a highly-competitive housing market with...

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Self-Employed? How to Secure a Successful Mortgage Approval

?Self-EmployedHow to Secure a Successful Mortgage ApprovalMortgage transactions keep evolving.  The process does not remain the same or stay stagnant.The current mortgage transaction bears only a small...

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Remodeling Then Selling? Make These Improvements Too

Remodeling Then Selling? Make These Improvements TooToday's challenging housing market and rising interest rates have many applying the brakes on their home buying dreams. They've decided to "wait out"...

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Financing Options That Can Help in a Tough Housing Market

 Financing Options That Can Help in a Tough Housing MarketHomebuyers hoping to enter the housing market are currently facing the twofold challenge of low housing inventory and rising interest rates ......

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The Blueprint for a Successful New Construction Purchase

The Blueprint for a SuccessfulNew Construction PurchaseIf you're a homebuyer that's either bought a home or been looking for one over the last year or so, you probably can verify this statement: Being...

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2022 - 4th of July Fireworks in Will County

2022 - 4th of July Fireworks in Will CountyAll across Will County, streets will be filledwith marching bands and parks and venues will be hosting all kinds of celebrations during the upcoming 4th of...

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New FHA Income Guidelines Deliver Approvals for Borrowers Facing COVID-19...

New FHA Income Guidelines Deliver Approvals for Borrowers Facing Covid-19 Related Income EventsJuly 2022 has seen some pretty advantageous changes taking place for FHA (Federal Housing Administration)...

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Financing for Condominiums VS Single-Family Residences

 Financing for Condominiums VS Single-Family ResidencesEveryone can agree ...Condominiums are "different" from single-family residences (detached, or an attached duplex) in many ways.  But they share...

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Will County Pumpkin Patches & Farms - 2022

     Will County Pumpkin Patches & Farms - 2022Fall 2022 has arrived!  How do I know?Pumpkin farms and patches are opening all across Will County and are ready to host a wide variety of fall...

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